For Individuals & Families

Health coverage for wherever you're going.

For Hawai'i residents traveling abroad, and for family and friends visiting the islands. Real medical coverage, real evacuation, and you can enroll yourself today.

Two directions a trip can runA globe with two paths curving around it. The upper path, in gold, runs left to right over the top and is labelled leaving the U.S. The lower path, in teal, runs right to left back under the bottom and is labelled visiting the U.S. Together they close into one ring around the globe.Leaving the U.S.Visiting the U.S.

Why your regular health plan won't help you abroad

Most U.S. health plans, including Medicare, provide little or no coverage outside the country.

  • A hospital overseas usually wants payment up front, in full
  • Medical evacuation is almost never covered, and it is the cost that ruins people
  • Travel health coverage pays the provider directly and gets you home if care isn't good enough where you are

Two ways to cover a trip

  • Self-enroll today

    Single trip

    One trip, one plan. Built for the vacation, the honeymoon, or the semester abroad.

    • Trips up to six months
    • Up to $1,000,000 in medical coverage plus evacuation
    • Pre-existing conditions covered on most plans
    • Available to ages 18 through 95
  • Self-enroll today

    Multi-trip, annual

    One plan, unlimited trips for a year. Built for people who travel often.

    • Unlimited trips up to 70 days each
    • Covers the whole year in one enrollment
    • Requires a primary U.S. health plan
    • Some benefits reduce at older ages, and we will tell you which

For family and friends visiting Hawai'i

If someone is coming to visit from abroad, coverage options exist depending on how long they are staying. The right plan depends on length of stay and where they are coming from, so this one is worth a quick call rather than a guess.

Ask about visitor coverage

What it looks like when it matters

Real member stories from the carrier, shared here because they say more than any brochure. Premiums shown are what those members actually paid, and yours will vary.

  • A retired couple from Phoenix on a multi-trip plan. He fell photographing a statue in the south of France and shattered his leg. The plan moved him to a better hospital, arranged direct billing, and flew him home in business class with his wife as escort. About $24,000 in costs, every penny billed to the plan. His annual premium was $349.

  • A 57-year-old hiking Kilimanjaro developed chest pains at altitude. The plan arranged an emergency helicopter to a hospital in Nairobi with a U.S.-trained cardiologist. Total incurred: $16,500, including the $11,500 helicopter. His single-trip premium was $63.

  • A traveler in Vietnam with severe abdominal pain, where local care wasn't adequate. The plan air-evacuated him to Bangkok for treatment with an escort. Total incurred: over $86,000, covered under a single-trip plan.

What this is not

Travel health coverage is not trip cancellation insurance, and it does not replace your regular health plan at home. It covers medical care and evacuation while you are away. If you are looking for coverage for cancelled flights or lost luggage, that is a different product, and we will point you to it.

How to start

  • Enroll yourself

    Quote a single trip or an annual plan in a few minutes. Coverage can start as soon as your trip does.

    Quote and enroll

  • Or talk it through first

    Not sure which plan fits, or covering a visitor? Ten minutes and we will sort it.

    Book a free consultation

Our help is free either way. We are paid by the carriers you choose, not by you, and your price is the same whether you enroll yourself or we do it together.

Product availability, rates, and contracting tiers vary by carrier and state. All rates shown are sample rates.

Coverage, limits, and age availability vary by plan and are confirmed at enrollment.