Mana Insurance Solutions Maui, Hawai'i · Est. after Lahaina
Plans on this page are underwritten by LOGO
SLOT ManhattanLife
Insurance and Annuity Company · Houston, TX
Hawai'i individual & family coverage

Build your quote, one piece at a time.

Tell us who needs covering and what you want protected. Premiums update as you go, using the current Hawai'i rate tables. Nothing here asks for your name, email, or Social Security number, and nothing is submitted until you decide to talk to us.

01

Who needs coverage

Age drives every rate below. Enter a birthdate or type an age.
Collected for the application. Does not change your premium.
02

Pick your coverage

Turn on anything you want priced. Each one opens its own options.
PAID Accident24-hour option
Cash for the ER trip, the fracture, the ambulance, the stitches and the follow-ups. Same premium at every age.
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per month
Annual Wellness Benefit Rider
$60 per covered person each year for a physical, mammogram, pap, PSA, blood screening, eye or dental exam and more. Policy must be in force 30 days.
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Issue ages 18–84, guaranteed renewable for life. This quote shows the 24-hour, 2-unit plan, the strongest benefit-for-dollar in the lineup. Off-the-job-only and 1-unit versions exist if you want them priced — call us. Individual applications bill monthly. Payroll list-bill groups can also run weekly, bi-weekly or semi-monthly.
Affordable ChoiceFixed indemnity
Daily cash benefits for hospital stays, surgery, doctor visits, labs and imaging. No network, no deductible on the base plan.
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per month
Add the Specified Disease Rider
After a deductible you pay, the rider covers actual charges for 14 named conditions including cancer, heart attack, stroke, major organ transplant and joint replacement. $2,000,000 lifetime maximum.
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Affordable Choice is a limited-benefit fixed-indemnity plan, not major medical. It does not meet Minimum Essential Coverage under the ACA. Issue ages 18–64. On a couple, rates use the older applicant's age. Pregnancy is excluded, and eight health questions apply.
Hospital Indemnity SelectGap filler
A daily cash benefit for hospital stays, paid to you. Built to sit on top of a high-deductible plan, an ACA plan, or Medicare Advantage.
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per month
A $200 ambulance benefit is built into the base plan.
First Day Hospital Admission
Lump sum on the first day you are admitted. Not available with the 1-day benefit period.
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Skilled Nursing Facility
Daily benefit for a skilled nursing stay. Available from age 40.
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Outpatient Surgical
Cash benefit for outpatient surgery.
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Rates do not increase as you age. Guaranteed renewable for life. Guaranteed issue ages 64½–70. A $12 annual policy fee applies and is shown separately in your summary.
Cancer and/or Heart & StrokeLump sum
One lump-sum check on diagnosis, paid straight to you. Cover cancer, cover heart and stroke, or cover both.
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per month
Lump Sum Cancer
100% of your benefit amount on a covered cancer diagnosis.
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Cancer Recurrence Rider
Pays again on a later diagnosis, at 25% to 100% depending on how many treatment-free years passed. Issue ages 20–54.
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Lump Sum Heart & Stroke
100% for heart attack, stroke or heart transplant. Bypass, aortic and valve surgery pay 25%. Angioplasty and stents pay 10%.
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Heart & Stroke Restoration Rider
Restores your benefit for a new qualifying event 24 months later. Issue ages 20–54.
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Issue ages 20–84. A 30-day waiting period applies before benefits are payable. On a couple, rates use the older applicant's age.
03

Your quote

Print it, save it, or send it over and we will walk through it together.
Book a free consultWalk through it with a person Quote & enroll yourselfApply online through ManhattanLife
Ready to go? The enrollment link opens ManhattanLife's secure application, already tied to Mana Insurance Solutions, so your policy comes back to us for service. Bring the plan names and amounts from your quote above. If anything on the application is unclear, stop and call 808-303-5040 before you submit.

The fine print, in plain language

These are quotes, not offers. Final premium and issue depend on the carrier's underwriting decision on a completed application. Rates, benefits and rider availability vary by state and are subject to change. Rates shown here are the current Hawai'i tables on file.

Affordable Choice, Hospital Indemnity Select, PAID Accident and the Cancer / Heart & Stroke policies are fixed-indemnity and limited-benefit products. They pay set dollar amounts for covered events regardless of what a provider charges. They are not major medical coverage and do not satisfy the Minimum Essential Coverage requirement of the Affordable Care Act. For information on ACA coverage, visit healthcare.gov or call 1-800-318-2596. For Med-QUEST in Hawai'i, call 1-800-316-8005.

Policy forms: Affordable Choice AK7010 and Specified Disease Rider AS7006 · Hospital Indemnity Select AN7003 series · Lump Sum Cancer AK7029 with Cancer Recurrence Rider AK7029CR · Lump Sum Heart and Stroke AK7030 with Restoration Rider AK7030RR · PAID Accident AK7025 and AK7024, including state variations. A full disclosure list is available at disclosure.manhattanlife.com. Read your policy carefully; only the actual policy provisions control.

Affordable Choice includes sponsored non-insurance services (telemedicine, prescription discounts, discounted labs and imaging, health advocacy). A $7.00 monthly administration fee for these services is already built into the premium shown and is not added on top. Child-only policies do not include them. Hospital Indemnity Select carries a $12 annual policy fee, shown as a separate line in your summary.

Mana Insurance Solutions, Inc. This is general information, not a recommendation to buy or change coverage. Current as of the date shown on your printed quote.